Seven Steps to Buying your Home
Home Buyers Checklist
Here is a little procedure that has proved effective time and time again. You are welcome to examine it, use it, or modify it as you see fit,
A. Select a professional real estate agent before house hunting.
B. Let the agent help you define what kind of home and neighborhood best suits your family desires and needs.
C. Make a wish list, the finer the details the more effective your home search.
A. Find out what you can afford by getting a prequalification or preapproval for a home loan.
B. Let your agent refer you to a mortgage broker and start the progress.
C. By getting preapproved your seller knows:
A. The most efficient route is to allow your real estate agent to do the initial scouting for you.
B. Using your wish list as a guide, your agent will alert you of new and existing listings that have strong potential.
C. Once you find properties that pique your interest, you agent can arrange home tours for your to view the properties
.
A. When you are ready to make an offer, your agent will assist you to determine the offer price by reviewing recent sales of homes of similar, size, quality and amenities.
B. Your agent will put your offer in a written contract.
C. An offer is not a binding agreement until both parties agree to the contract terms.
A. Sometimes, you get lucky and the seller accepts your offer with no changes. In most instances the seller will make a counteroffer.
B. Keep in mind that almost anything is negotiable. Keep in close contact with your agent so you can quickly review any changes to the contract.
C. Remember: Bargaining is not a winner-take-all deal. It is a business process that involves compromise and mutual respect.
A. When an offer becomes a binding agreement, your agent will help you tackle the checklist of action items that you, as a buyer have agreed to perform prior to closing.
B. All action items should be done in a timely manner so not to delay the closing. Your agent should serve as your “one-stop shopping” referral source for service providers, and be your advocate, helping to coordinate activities and making sure vendors have access to the property. These are actions you will typically take prior to closing;
A. Congratulations! The moment you have been waiting for, the closing. The closing is where home ownership is legally transferred from the seller to the buyer.
B. The closing is a formal meeting that takes place at a title company or attorney’s office that both parties will attend.
C. Your lender will send a final closing statement that outlines your closing costs (24 hours min.) Your agent will assist you in reviewing this document to ensure accuracy.
Buyers
Vendor List
Jane's List of Helpful Service Vendors
If you are considering a house for sale in McKinney, Frisco, Allen or anywhere else in Collin County...
Jane Clark is the KW McKinney Realtor for YOU!
Please accept this vendor list as a service to you. A vendor is on the list due to good experience with us or a referral from another person whose opinion we respect, but should not be viewed as an assurance, guarantee or a recommendation of their service.
Here are some Vendors that may be helpful to you..
Service | Vendor | Contact No. |
---|---|---|
Jane Clark Realty | Jane Clark Realty | Jane Clark Realty |
Appraiser | Jim Goodrich and AssociatesJim Goodrich | 972-529-1335 |
Inspector | Professional Property InspectorsJim Tinglove | 214-726-1335 |
Inspector | Pillar to PostJim Dickey | 972-6730955 |
Handiman Repairs | Toney Aragoney | 214-578-0667 |
Plumbing | North Star Plumbing | 214-544-2021 |
A/C & Heating | Clean Air ServicesRobert Jansson | 972-422-5572 |
A/C & Heating | Joplin Compressor | 972-542-9318 |
Homeowner Insurance | Nationwide InsuranceJohn Clark | 972-5479756 |
Carpet Cleaning | Treat Your FeetWes Treat | 214-478-5271 |
Chimney Sweep | Halees Chimney Cleaning | 972-562-6851 |
Appliances | Rodenbaugh's | 972-727-3454 |
Movers | West Star MoversJohn Johnson | 972-562-9200 |
Window Service | J.J.'s Window Service | 972-479-1302 |
Pest Control | Black Knight Pest ControlManny | 972-562-0866 |
Roofer | AmeritexBrian Tabor | 972-569-9719 |
Roofer | Tallent Roofing | 972-562-910 |
Definition Lists
Helpful Vendor
Jane's List of Helpful Service Vendors
If you are considering a house for sale in McKinney, Frisco, Allen or anywhere else in Collin County...
Jane Clark is the KW Mckinney Realtor for YOU!
Please accept this vendor list as a service to you. A vendor is on the list due to good experience with us or a referral from another person whose opinion we respect, but should not be viewed as an assurance, guarantee or a recommendation of their service.
Service | Company | Telepone |
Home Owners Insurance | Nationwide Insurance John Clark | 972-123-4567 |
Appraiser | Jim Goodrich & associats | 972-529-2828 |
Home Inspectors | Professional Propertry Inspectors Darrel Tinglov | |